Deposit maturityDetectedHigh · 73
Fixed Deposit 12M maturing in 24 days
Divya Menon · Retail · C-10254
Trigger: FD of ₹9.5 L matures 1 Aug 2026
Potential value
₹9.5 L
Potential, not realised
Supporting evidence
Recorded facts are read directly from records; inferences are rule-derived
Recorded facts
- Fixed Deposit 12M: principal ₹9.5 L at 7%Deposit record
- Maturity date 1 Aug 2026Deposit record
- Last RM contact 2 Jul 2026Contact log
Inferences
- Unrenewed maturities may move to another institutionRetention rule
Why it matters: A maturing deposit is a fixed decision point. Without contact before maturity the funds may be withdrawn.
Why priority 73 (High)
Weighted sum of transparent factors · weights set in Settings → Prioritisation
Urgency · Event in 24 days65 × 35% = 23
Potential value · ₹5 L – ₹20 L50 × 25% = 13
Evidence quality · Recorded90 × 20% = 18
Eligibility · All checks passed100 × 10% = 10
RM workload · 0 open actions for owner100 × 10% = 10
This is a ranking score, not a probability of conversion.
What remains uncertain
- Customer's liquidity plans after maturity are not recorded
- Competitor rate offers are unknown
Validate before proceeding
- Confirm current card rate for the tenure
- Ask customer about planned use of funds
Value assumption
Equal to the maturing principal that could be retained. Not new business.
Prepare action
Drafts are for RM review — ProspectIQ never sends messages
Accept the recommendation to prepare drafts.
Notes & action history
History
Detected by rule on 8 Jul 2026. No actions yet.
Eligibility & contact checks
Bank restrictions applied before acting
KYC
KYC is valid
Contact consent
Customer consents to RM contact
Recommended next action
Call before maturity with renewal and reinvestment options
Owner
Lifecycle
Current status: Detected
Detected
Reviewed
Accepted
Actioned
Qualified
Converted