Deposit maturityDetectedHigh · 96
Fixed Deposit 24M maturing in 7 days
Priya Sundaram · Private Banking · C-10242
Trigger: FD of ₹1.20 Cr matures 15 Jul 2026
Potential value
₹1.20 Cr
Potential, not realised
Supporting evidence
Recorded facts are read directly from records; inferences are rule-derived
Recorded facts
- Fixed Deposit 24M: principal ₹1.20 Cr at 7.1%Deposit record
- Maturity date 15 Jul 2026Deposit record
- Last RM contact 20 Jun 2026Contact log
Inferences
- Unrenewed maturities may move to another institutionRetention rule
Why it matters: A maturing deposit is a fixed decision point. Without contact before maturity the funds may be withdrawn.
Why priority 96 (High)
Weighted sum of transparent factors · weights set in Settings → Prioritisation
Urgency · Event in 7 days95 × 35% = 33
Potential value · ≥ ₹1 Cr100 × 25% = 25
Evidence quality · Recorded90 × 20% = 18
Eligibility · All checks passed100 × 10% = 10
RM workload · 0 open actions for owner100 × 10% = 10
This is a ranking score, not a probability of conversion.
What remains uncertain
- Customer's liquidity plans after maturity are not recorded
- Competitor rate offers are unknown
Validate before proceeding
- Confirm current card rate for the tenure
- Ask customer about planned use of funds
Value assumption
Equal to the maturing principal that could be retained. Not new business.
Prepare action
Drafts are for RM review — ProspectIQ never sends messages
Accept the recommendation to prepare drafts.
Notes & action history
History
Detected by rule on 8 Jul 2026. No actions yet.
Eligibility & contact checks
Bank restrictions applied before acting
KYC
KYC is valid
Contact consent
Customer consents to RM contact
Recommended next action
Call before maturity with renewal and reinvestment options
Owner
Lifecycle
Current status: Detected
Detected
Reviewed
Accepted
Actioned
Qualified
Converted